Lender 247Moneybox closed shop last week, and QuickQuid, WageDayAdvance and Juo Loans also called it a day earlier this year, plunging millions of customers into financial uncertainty. Although, if their complaint is successful and they still owe debts this could mean they have to pay back less so it's still worth complaining. Customers can still make complaints about firms which no longer operate, although it is less likely that they will receive a refund as they will have to apply directly to administration firms. Big firms such as Wonga and QuidQuick no longer operate but that doesn't mean you can't get some money back. You can still claim is the firm no longer exists.If your complaint is successful it could lower the amount you owe. You can complain if you've struggled to make repayments. If you're still paying off payday loan debts you can still complain.Even if you've paid off your debts you may still be able to get a refund if you struggled to repay the money at the time. Customers who've paid off payday loans debts can still claim. Refund or compensation is often given where the loan was mis-sold or where affordability checks weren't stringent enough. MILLIONS of payday loan customers may be due refunds.
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